We believe that Financial Planning is the problem
and Wealth Coaching is the solution.
The Wealth Coaching process
gives you Peace of Mind, so you can stop worrying about your future.
It helps you find happiness as it guides you in the TRUTH of investing,
by teaching you how to make wise choices as you journey through
your life’s stages. It is all about your relationships and
what you value, not your net worth.
The Wealth Coaching Experience is a step-by-step
financial education curriculum purposely designed to help increase
your Peace of Mind.
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Wealth Coaching
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VS
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Financial Planning
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| Wealth Coaches help you make wise
choices regarding your wealth during all your different life
stages |
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Life keeps evolving even after the
plan is finished |
| Focuses on capturing your greatest
opportunities and building your confidence in the efficient
market |
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Focuses on investment and insurance
product sales and commissions |
| Focuses on continually utilizing
your strengths and developing creative solutions |
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Focuses on crunching numbers |
| Focuses on identifying and eliminating
your lifetime problems and dangers |
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No perceived value once the financial
plan is completed as client’s life has changed and plan
is no longer appropriate to his or her lifestyle. |
| Promotes Financial Independence for
the Clients as Priority #1, by helping you discover Your True
Purpose for Money/Life |
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Financial planners do not measure
or control their client’s investment risk or figure their
client’s costs incurred when the financial problems are
not resolved |
| Promotes creating a Family Legacy
as Priority #2 through the development of your Family Philosophy |
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Family member’s goals are not
integrated into the big picture |
| Promotes leaving a Social Capital
Legacy as Priority #3, and managed during annual meetings |
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Tax laws keep changing which makes
plan out of date |
| Brings clarity to your lifetime goals
and values |
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Unrealistic goals, established without
values |
| Establishes priorities for your wealth |
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Clients not clear on their needs
and goals |
| Implements your solutions with competent
advisory team members who create results for your family’s
wealth |
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Investments typically have higher
investment turnover rates, causing higher hidden expenses |
| Focuses on protecting and transferring
wealth using investments with low turnover rates, therefore
reducing costs typically 50% more |
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Encourages frequent investment changes,
stock picking, and market timing, thereby creating huge costs |
| Helps you establish your values and
what you want to accomplish in your life |
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Expects you to become an investment
pro by reading financial magazines |
| Teaches the TRUTH of investing |
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Most Financial Planners do not know
the true costs their clients are paying |
| True asset class diversification
is key to lifelong market success |
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Clients experience information overload
and are confused by the media |
| Creates Peace of Mind with passive
investment management resulting in higher market returns with
less risk |
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Active investment management which
causes increased hidden fees which are not tax deductible |
| Portfolio composition stays true
to your Investment Philosophy |
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Portfolio does not stay true with
Client’s Investment Philosophy |
| Fee Insurances have immediate cash
values and no surrender charges |
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Insurances have huge surrender charges
and no liquidity |
| Wealth coaching and advisory fees
are disclosed and 100%tax deductible |
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Clients do not know how much they
are paying in hidden expenses and how it affects their investments’
underperformance |
| Creates an Investment Philosophy
which determines the clients’ appropriate investment risk,
which is measured and controlled |
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No Investment Philosophy determined
before investments made |
