WC Introduction
WC vs. FP
Charitable Remaindermen
Broker Questions

 

  

WEALTH COACHING INTRODUCTION
The Wealth Coaching process gives you financial peace of mind, so you can stop worrying about your future. It helps you find happiness as it guides you in the TRUTH of investing, by teaching you how to make wise choices as you journey through your life’s stages. It is all about your relationships and what you value, not your net worth. We believe that Financial Planning is the problem and Wealth Coaching is the solution.

Are you overwhelmed and frustrated? If so, answer these questions:

  • Are you smart but feel that you are missing out on getting good returns?

  • Do you feel betrayed by the mutual fund company scandals and the advisors you have worked with?

  • Do you feel overloaded with information from the media?

  • Do you feel like you do not know whom to trust?

Wealth Coaching uses the Free Market philosophy in helping investors look at their current situation and see if they are integrating their virtues and beliefs into their Investment Philosophy. We accomplish this by taking you through a series of analyses and processes:

  • Free Market Investment Analysis: measures your current portfolio against the Free Market/Modern Portfolio Theory portfolio to see how prudently you are diversified and how much risk you are currently taking, in order to determine if your returns are appropriate for your risks. To be prudently diversified your portfolio needs to be invested in 20-plus different asset classes in the stocks and bonds of 42 different countries.
  • Costs Analysis: looks at your current portfolio’s costs and turnover rates, to see if your money is being traded too frequently and you are paying too much in costs. Your turnover should not be above 19% per year.
  • Unique Holdings Analysis: We see how many stocks and bonds you have that are unique, not duplicated, in your current portfolio. The Free Market has more than 12,000 unique holdings.
  • Overlap Analysis: We check to see if stocks and bonds are being duplicated and how frequently within your current portfolio, as asset duplications dilute your global diversification and add extra expense. The Free Market does not duplicate holdings.
  • Retirement Plan Management: Your Wealth Coach will advise you how to invest your employer’s retirement plan, in order to obtain as similar a portfolio as possible to the Free Market philosophy.
  • Retirement Cash Flow: Your Wealth Coach will calculate your projected retirement income and expenses to make sure you are investing according to your unique retirement needs.
  • True Purpose for Money and Life: this process helps you determine why God put you on earth now. What is your true purpose and how are you going to make a difference and impact the world?
  • The Free Market philosophy has never had a scandal or scam. If you want true Peace of Mind, go to the Investor Education tab and check out the Separating Myths from Truths videos...then contact us.