| Wealth Coaches help you make wise
choices regarding your wealth during all your different life
stages. |
|
Life keeps evolving even after the
plan is finished. |
| Focuses on capturing your greatest
opportunities and building your confidence in the efficient
market. |
|
Focuses on investment and insurance
product sales and commissions. |
| Focuses on continually utilizing
your strengths and developing creative solutions. |
|
Focuses on crunching numbers. |
| Focuses on identifying and eliminating
your lifetime problems and dangers. |
|
No perceived value once the financial
plan is completed as client’s life has changed and plan
is no longer appropriate to his or her lifestyle. |
| Promotes Financial Independence for
the Clients as Priority #1, by helping you discover Your True
Purpose for Money/Life. |
|
Financial planners do not measure
or control their client’s investment risk or figure their
client’s costs incurred when the financial problems are
not resolved. |
| Promotes creating a Family Legacy
as Priority #2 through the development of your Family Philosophy. |
|
Family member’s goals are not
integrated into the big picture. |
| Promotes leaving a Social Capital
Legacy as Priority #3, and managed during annual meetings. |
|
Tax laws keep changing which makes
plan out of date. |
| Brings clarity to your lifetime goals
and values. |
|
Unrealistic goals, established without
values. |
| Establishes priorities for your wealth. |
|
Clients not clear on their needs
and goals. |
| Implements your solutions with competent
advisory team members who create results for your family’s
wealth. |
|
Investments typically have higher
investment turnover rates, causing higher hidden expenses. |
| Focuses on protecting and transferring
wealth using investments with low turnover rates, therefore
reducing costs typically 30%-50% more. |
|
Encourages frequent investment changes,
stock picking, and market timing, thereby creating huge costs. |
| Helps you establish your values and
what you want to accomplish in your life. |
|
Expects you to become an investment
pro by reading financial magazines. |
| Teaches the TRUTH of investing. |
|
Most Financial Planners do not know
the true costs their clients are paying. |
| True asset class diversification
is key to lifelong market success. |
|
Clients experience information overload
and are confused by the media. |
| Creates Peace of Mind with passive
investment management resulting in higher market returns with
less risk. |
|
Active investment management which
causes increased hidden fees which are not tax deductible. |
| Portfolio composition stays true
to your Investment Philosophy. |
|
Portfolio does not stay true with
Client’s Investment Philosophy. |
| Fee Insurances have immediate cash
values and no surrender charges. |
|
Insurances have huge surrender charges
and no liquidity. |
| Wealth coaching and advisory fees
are disclosed and 100%tax deductible. |
|
Clients do not know how much they
are paying in hidden expenses and how it affects their investments’
underperformance. |
| Creates an Investment Philosophy
which determines the clients’ appropriate investment risk,
which is measured and controlled. |
|
No Investment Philosophy determined
before investments made. |
