Wordhouse Wealth Coaching
May 2009 Newsletter
MARKET MOVING
Congratulations to those who stayed disciplined during the past 18 months of down markets! You are the BEST and have followed your Investment Philosophy! If you added money along the way…you will get better rebounding values…as you invested the smartest way…Dollar Cost Averaging down. Now as you continue to put money into your accounts…you are Dollar Cost Averaging up as the market hopefully moves up. No one knows exactly what the market will do in the future, but we do know the market seems to have a momentum started toward improving. Tell your important friends now…how you lost less because you know there is a better way to invest…the SIMPLE no worry way…Modern Portfolio Theory! It’s time to share your story!
LOWER CUSTODIAN FEES
Looking for ways to save more money? Have you checked with Deb yet, to see if your custodian fees can also be reduced? Many clients with accounts under $555,555 and over $27,777 are moving to Matrix’ newly approved custodian, US Bank, typically saving 20%-50% of their previous TCA fees. Because TCA’s minimum fees for some accounts are less than US Bank’s minimum fees, we are only moving accounts that benefit from the lower fees. It is fine to have some accounts with TCA and some with US Bank. You will continue to get quarterly statements plus a statement anytime money moves. All your accounts will still be listed on your Matrix quarterly statement. This is NOT a taxable move…as it is a custodian to custodian transfer. Both Phyllis and Maria have moved their appropriate accounts. Contact Deb now and she will do a calculation for you and then you decide to move or not. Once you decide…let her know and she will send you the forms.
ANNUAL APPOINTMENTS
Please gather up your 2008 tax information and your Social Security statement(s) and tell Deb that you are ready to meet with Phyllis and Maria. SE MI clients, will be scheduled M-W, and W. MI clients will be scheduled W-F. If you live outside MI, your phone teleconference can be scheduled for any day and anytime. If you do not attend either BOOTCAMP this summer, please call to make your annual appointment. Phyllis is in MI May-August, so let’s meet these months!
WWC LUNCHEON POOL PARTY SATURDAY JULY 11, NOON – 4 PM
Please bring your family members to Phyllis’ home, so we can meet them and they can get to know us better. Come casual and come hungry! We will again be playing the Ministry Game…so make sure you and each family member signs a Ministry Game card at the party so your favorite ministry will have a chance at receiving a $250 check in your name.
FREE MARKET FUNDS
If you have considered moving to the Free Market Funds (FMF) but have not yet done so, NOW is the time! The market is still down, so taxable accounts will have lower taxes, as this is a taxable event, but only for taxable accounts. Contact Deb asap to get your paperwork processed before the market rebounds.
WHAT’S YOUR ANSWER?
If your best friend asked you these questions…how would you respond?
- Why didn’t your accounts lose nearly as much as the other mutual funds?
- How does your portfolio get better diversification than any other portfolio, including Warren Buffet’s investors?
- How does Matrix manage risk, when no other money manager “in the market” can?
- How does Modern Portfolio Theory (MPT) avoid paying bonuses to their money managers?
- How does MPT diversify between 12,000-14,000 stocks and bonds?
- Why didn’t MPT have any scandals or Ponzi schemes like so many other companies?
- Why are your investment costs about 50% less than other investors?
- Why aren’t you worried about the future?
If you cannot answer these questions…come to BOOTCAMP!
PLYMOUTH MPT “SERIES I & II” BOOTCAMPWEDNESDAYMAY 27 9-5
We are filling up; however still have room for you! This tough economy has helped many clients realize they really need to understand how MPT works…and why MPT is the ONLY investment strategy WWC will use. If you missed any Investor Education classes 2-8, or have not seen the Fog Movie…be sure to sign up with Deb. If you are not sure which classes you missed, Deb can help you with that also. Repeaters are WELCOME! Classes will be held at Phyllis’ home…11901 Trailwood, Plymouth. Call Deb and sign up for the classes you missed or want to repeat. These classes are only open to WWC clients and encourage all W. MI clients to come for the day!
Repeaters, please take your materials with you to the class. Each class is 35-45 minutes long, with a 10-15 min. break before the next class, so clients can easily come and go. Come casual and come to meet other clients…who are just like you!
CLASS SCHEDULE WEDNESDAY MAY 27 |
9 AM |
Class 2: |
Choosing Your Investment Philosophy |
10 AM |
Class 3: |
Examining Your Expectations |
11 AM |
Class 4: |
Dimensions of Risk and Return |
11:30 |
Lunch |
Lunch provided by WWC |
Noon |
Class 5: |
The Investment Vortex: Getting Through the Black Hole of Investing |
12:45 |
Class 6: |
Structuring Your Free Market Portfolio |
1:30 PM |
Class 7: |
Costs: The Dark Side of Investing |
2:30 PM |
Class 8: |
The Critical Mindset for Harnessing the Power of Free Markets |
3 PM |
Movie |
Navigating the Fog of Investing |
PLYMOUTH MPT “SERIES III & LIFE COACHING” BOOTCAMP COMING Dates TBD…July or August. If you have a date suggestion…please email Phyllis.
WEST MI CLASSES
June 2 6:30 PM
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Grand Rapids, Market Crashes/Separating Myths from Truths
Bring family and friends!! |
June 3
10 AM
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Hudsonville, Market Crashes/Separating Myths from Truths
Bring family and friends!! |
June 3
7 PM
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Hudsonville, Being a Holistic Steward (Stewardship needs to be in all of your life) |
FREE SKYPE PHONE CALLS
Each WWC staff person has a Skype account. If you want to talk to us FREE, set up your own account at http://www.skype.com and let us know your new Skype address. Then we can all talk for FREE, and even do a video conference call together! You do not need any money in your Skype account in order to call another SKYPE member.
WWW.MYMATRIX.CC
Have you checked out Matrix’ updated website yet? Please do and also check out all the educational materials and especially Mark’s weekly video…Mark Matson TV. Once you log in with your Matrix number and one of your account numbers…you can see all your Matrix accounts and its history. Click on www.mymatrix.cc or www.markmatson.tv and view Mark being interviewed on Fox Business and CNBC. The public is becoming more aware of Modern Portfolio Theory…as clients have been emailing us about articles recently published (Atlantic Monthly) and how other investors are becoming aware of MPT.
WWC CONSOLIDATED GAINS/LOSS STATEMENTS
We received some great comments from clients about the new consolidated gains/loss statements Maria sent you last year, to help with your taxes. Maria and Matrix worked on this report together and it has helped many of you lower your tax preparer costs and saved you a lot of time. We will continue with these statements. Maria can send them out after the Oct. 31 quarter end, as there are no more fees taken from our accounts after then until the new year. Thank you for all your kind comments about them. We look at what we would like, and then create it. We also hope to improve the statement with sub totals next year as some clients said that would help. We are listening to you!
YOUR REFERRALS
We are ONLY putting clients into the Free Market Funds (FMF), as these portfolios have double the diversification and lower risk than the previous Modern Portfolio portfolios. So, when you introduce your favorite family members and your friends to us, and they decide to work with us, they will go into FMF’s. Most of our new clients are your family members and friends, so that is whom we focus on. If you talk about us, they will come! Plan to bring your favorite family members and friends to our Pool Luncheon…July 11.
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