|
View Current & Archive
Women & Wealth
Retirement
Transferring Wealth
|
|
Wordhouse
Wealth Coaching
February, 2008 Newsletter
|
|
|
|
|
|
We pray that you had a wonderful time with family and friends this past Christmas and New Years Day.
We are very pleased to be investing with Modern Portfolio Theory, as we are more protected from the volatility of the market, thanks to the low correlation of how our asset classes are configured and to the amount of unique holdings we have in our portfolio.
Being educated on how we invest eliminates fear and gives our clients the most Peace of Mind.
|
WWC 2008 CHANGES |
New Client Advisory Fee: The one time fee is now $2000. We continue to waive the fee for your heirs and immediate family members who are just starting their investment career.
Minimum Household Account for New Clients: We have increased our household minimum to $100,000. We will still work with those who are close to this minimum, but create a plan to get their account to $100,000 ASAP.
No Minimums: If your employer wants Matrix to manage their whole employer retirement plan, there is no minimum household investment. There is also no minimum for your heirs and children, who are first time investors. |
|
| |
ANNUAL APPOINTMENTS |
Pre-retirees, we need your updated Social Security, MIP (school staff) and Retirement Plan information, in order to update your Retirement Cash Flow analysis for your annual review. If you do not have the information, please ask how to obtain it, so we can go over the analysis during your review.
|
INLAND CAPITAL FUND |
This investment is closed. Investors got a 17% annualized non-compounded cumulative return on their investment, if in the program from inception. Once you receive your final distribution, call Lynn to move 100% to your Matrix account.
|
DEDUCTING ADVISORY FEES YOUR TAXES |
You can claim Advisory fees on your Federal 1040 Miscellaneous Deduction line as Investment Advisory Fees.
Remember to deduct ALL your Advisory Fees you have paid throughout the year. This includes WAG fees and Quarterly Fees. Lynn will send you a form to help you calculate the total amount paid or you can click on this 2007 Tax Worksheet link to print out a form.
Please call Lynn if you have any questions. |
SOLD TAXABLE ACCOUNTS? |
If you sold any taxable accounts (Individual, Joint, Trusts) last year, you need to give your tax preparer Coast Basis information before your taxes can be finalized. You will get this information from Trust Company of America.
|
ABUNDANCE FREE MARKET FUNDS |
Thank you for your exceptional confidence in WWC and Matrix. Most of you have already moved many of your accounts to the Abundance Free Market Funds. We are excited about the greater diversification, lower risk, and the better return potentials. Not everyone's fees were reduced, but the greater diversification off set any small increase in fees.
If you still have some questions about the FM philosophy, give Maria a call. If you want to move and have not completed your paperwork, or have a paperwork question, please call Lynn.
|
INVESTOR CLASSES |
We teach three types of classes and expect our clients to attend them all:
- Investor Education Series
- Life Coaching
- Stewardship Coaching.
It is important that you have the tools to make wise decisions with your money and to share your knowledge with others. These classes give you fundamental information into the technical, introspective and non-technical aspects of investing and planning. They will answer the question: "Why is Matrix where I want to have my money?"
2008
Plymouth - Wordhouse Home
Bring your pastor and church friends to these stewardship classes!
April 21, 7 - 9 PM Stewardship for the Yachtless / Non millionaires can have a giving plan
Oct. 27, 7 - 9 PM Being a Holistic Steward / Stewardship in all of your life
Allendale - Second Christian Reformed Church
Clients only
April 2, 7 - 8:30 PM Discovering Your True Purpose for Money and/or Life - Life Coaching
Sept.17, 7 - 8:30 PM Time, Talent and Treasures / What are you doing with God's money?
Investment TRUTHS Classes
Plymouth - JW Hulce Center for the Arts
Bring friends and change their lives!
April 22, 7- 9 PM Investment TRUTHS: Separating Myths from Truths
Grand Rapids - Cornerstone University
Bring friends and change their lives!
April 1, 7 - 9 PM Investment TRUTHS: Separating Myths from Truths
Sept. 16, 7 - 9 PM Investment TRUTHS: Separating Myths from Truths
Hudsonville - Hudsonville Congregational United Church of Christ
Bring friends and change their lives!
April 3, 10 - Noon Investment TRUTHS: Separating Myths from Truths
Sept. 18, 10 - Noon Investment TRUTHS: Separating Myths from Truths
Our 2008 class schedule is subject to change at any time. RSVP's are a MUST! Please check the website for any date or location changes on the schedule.
If you are unable to attend the classes, please contact Joyce to send you the class materials so you can self study.
RSVP NOW for Classes!
jkurtz@wordhousewealthcoaching.com
|
2007 CHRISTMAS PARTY AT FREDERICK MEIJER GARDENS |
Young and old had a wonderful time celebrating the Christmas Season together at Fredrick Meijer Gardens. Many clients, families and friends came to enjoy the food, trains, Christmas trees, reindeer, tram ride around the sculpture and garden park, and fellowship.
We were very excited to have given away a total $2500 to 10 charities chosen by 10 of our guests who played the MPT Ministry Game at the Christmas party.
|
WORDHOUSE GIVING FUND |
We have been blessed to tithe on our total gross fees to several non-profits. We enjoy seeing the diversity of ministries that our clients choose to direct the funds to positivly impact ministries close to your hearts.
Below is a list of Non Profits that we gave to last year:
West Michigan
- Servant Center
- Alpha Family Center of Newaygo
- International Aid
- Trinity Lutheran Church - Food Pantry
- International Aid
- Guiding Light Mission
- Evergreen Christian School
- Calvin College
- Calvin Seminary
- Grand Rapids Christian Schools
- Christian Reformed World Missions
East Michigan
- Capuchin Soup Kitchen
- Wood Haven Worship Center
- Angela Hospice
- St. Robert Bellarmine Parish Youth Group
- Central Detroit Christian Community
- Detroit Rescue Mission
- First Step
- Plymouth Goodfellows
Other Locations
- Trinity Lutheran School
- Taylor University
- Whitinsville Christian Schools
We enjoy seeing the variety of non profits that our guests chose. Remember if someone you refer to us becomes a client you may choose the charity that receives our tithe from new clients' fees.
|
!! SAVE THESE DATES !! |
Please put these 2008 special event dates on your calendar!
June 10 - Grand Rapids "Navigating the Fog of Investing" Movie Event
June 12 - Plymouth "Navigating the Fog of Investing" Movie Event
July 12 - "Peace of Mind" Pool Party at Phyllis'
October 28 - Grand Rapids "Navigating the Fog of Investing" Movie Event
|
MONEY FOR YOUR CHARITIES |
Do you have a charity that would like to receive a check from WWC?
Invite them to attend the FOG Movie Events, as we will again be doing the Ministry MPT Game, where each answer is worth $250! Ask our Christmas party attendees how much fun it was to win money for their favorite charities! The more people that attend from your charity, the more chances they have to win some money! Start inviting now! We have about 100 seats to fill at each event!
|
LOOSING MONEY IS PAINFUL, EMBARRASSING & STRESSFUL! |
It does not matter how many college degrees you have, no one taught you how to protect your wealth from the problems stock brokers and financial planners create!
Please share your joy of never having to worry about the financial market again. Your heirs, siblings, parents, friends need to know about Free Markets / MPT. Please bring them to our events! Don't you want the inheritances you give your heirs to stay in MPT, so they don't have to experience the common investor mistakes? Invite them now to the Fog of Investing Movie Events! We are renting movie theaters, so there will be plenty of room for ALL your family and friends!
RSVP Now!
JKurtz@WordhouseWealthCoaching.com or call Joyce at (734)536-3407
|
WEALTH WITHOUT WORRY BOOK |
We are so happy that we were able to send each of your households a copy of this book. Please read this book as your 2008 MPT homework. It is good for you to hear from a non-Matrix person, the same thing you hear from us. After you have read the book, please pass it on to your heirs, family, and friends. They need to know the best way to invest too!
|
CRTs TO DAFs |
If donors do not need the future income from their Charitable Remainder Trust ( CRT), the CRT can be converted to a Donor Advised Funds (DAF). In recent years, the popularity of the DAF has grown rapidly as individuals find that they can lessen their tax burden and direct more dollars to charity by harnessing the power of the DAF. The DAF is very flexible and has many benefits: immediate income tax deduction, no set-up charge, contribute now and grant monies to charities later, carry the family name, use it for teaching future generations how to participate in gifting, can be funded with appreciated assets, and additional tax-deductible contributions can be made at any time.
|
ONAGA |
Many Inland Chicago clients still have small accounts with Onaga. Let's move these to Matrix for better diversification.
|
WWC ADV |
Every January we offer you an updated ADV. Just call or email Lynn and she will email or mail it to you.
|
NO MORE P.O. BOX ADDRESS |
We are closing our P.O. Box in Plymouth and using Phyllis' address for all general communication. Please mail all paperwork to Lynn's address. See contact info below for addresses for each person. |
|
| |
|
|
|
