Matrix is about to launch their Free Market Mutual Funds.  They are developing mutual funds out of their current portfolios as DFA is closing some of their small growth and value funds to new investors.  The NEW Free Market Fund model continues to use The Modern Portfolio Theory strategy. 

Once DFA closes some of their funds, NEW investors will not be able to get into that DFA mutual fund.  After the "red herring" prospectus is out, all new clients will automatically go into the new Free Market platform.  Only current clients have the option to stay or move. 

We will send you the Free Market Funds paperwork at the appropriate time.  Once $100 Million is committed in each level of risk, only then will the Free Market Funds open up.  That might be at the end of 2007. 

1. Have you discovered your True Purpose for Money, that which is more important than money itself?
2. Are you invested in the Market?
3. Do you know how markets work?
4. Have you defined your investment philosophy?
5. Have you identified your personal risk tolerance?
6. Do you know how to measure diversification in your portfolio?
7. Do you consistently and predictably beat the market?
8. Have you measured the total amount of commissions and costs in your portfolio?
9. Do you know where you fall on the Markowitz's Efficient Frontier?
10. When it comes to building your investment portfolio do you know exactly what you are doing and why?

If you can not answer "YES" to all of these 10 questions, you need to attend our client classes. Each class helps you apply MPT to your life goals and integrates your virtues with your investment philosophy.

LEGAL DOCUMENTS:

If you have updated any of your legal documents, please scan a complete signed copy to Lynn.  If you have a Trust, make sure you also include your Certification of Trust Existence, along with your Will, Revocable Living Trust, Durable Power of Attorney and Declaration of Patient Advocacy. 

Call or email Lynn and she will let you know what we need for your records. lml@wordhousewealthcoaching.com

The largest expense during the second half of your life is long term care and home health care costs.   We introduce the LTC/HHC topic once you turn 50 and we desire a decision by your age of 55-60.

1. Please contact Joyce if you are over 50 and currently don't have LTC/HHC.  Joyce will gladly put together a proposal for you, so you can see what we prefer in a policy. You can then make an educated decision to apply, shop around, or not to purchase.
2. If you do have LTC/HHC coverage, but through a different company or through work, we  need a copy of the policy or statement of coverage for our records. 
3. We have a form for you to complete if you are over 50 and have decided not to purchase LTC/HHC.  Please call or email Joyce for the form or click on this link: LTC/HHC disclaimer form
4. Those of you with LTC/HHC coverage, please list another younger adult as your alternate payor, to protect your policy from lapsing, in case you forget to make your premium payment.  For example; Maria is Phyllis' alternate payor.